Best Savings Rate Finder
Find the highest interest rates for your savings account based on your situation
What Is This Tool?
Banks constantly change their savings account interest rates and add new conditions to qualify for bonus rates. It's frustrating trying to keep track of which bank offers the best rate for your circumstances.
This live leaderboard helps you cut through the complexity by showing you:
- Current interest rates from major Australian banks and financial institutions
- Requirements to qualify for bonus interest (monthly deposits, spending limits, balance caps, etc.)
- Which accounts suit your situation based on your age, balance, and banking habits
- Real-time updates maintained by a community of Australian savers
Instead of spending hours comparing websites and reading fine print, use this leaderboard to quickly identify the best savings account for your needs.
Live Interest Rate Leaderboard
This spreadsheet updates regularly as banks change their offers. Use the tabs at the bottom to view different account types and age groups.
💡 How to Use This Leaderboard
- Find your age group: Use the tabs at the bottom of the spreadsheet
- Check the requirements: Look at the conditions column to see what you need to do each month
- Compare base vs bonus rates: Bonus rates often require meeting specific criteria
- Note balance limits: Some accounts cap bonus interest at certain balance thresholds
- Visit the source: Click through to the bank's website for full terms and conditions
About This Resource
This is a direct link to the Accounts Leaderboard, a community-powered resource dedicated to helping Australians maximize their savings interest.
Full Credit to Kyle-K
This incredible resource is created and maintained by Kyle-K, who has done the hard work of tracking interest rates, requirements, and changes across dozens of Australian banks and financial institutions.
The leaderboard is regularly updated by Kyle and community contributors who verify rates and flag changes as banks update their offers.
Connect with Accounts Leaderboard
To learn more, contribute updates, or join the community:
- Website: www.accountsleaderboard.au
- Spreadsheet: View Full Google Sheet
Important Notes
- Interest rates and conditions change frequently. Always verify current rates with the bank directly before opening an account.
- Bonus interest often requires meeting specific monthly criteria (deposits, card spending, balance limits).
- Some accounts have age restrictions or balance caps on bonus interest.
- This information is provided by the community for educational purposes and is not financial advice.
Disclaimer
PM Project Change hosts this leaderboard to provide easy access to Kyle-K's excellent resource. We do not create or verify the interest rate data. All credit for research and maintenance goes to Kyle-K and the Accounts Leaderboard community. Always verify rates and terms directly with financial institutions before making decisions.